Cardiff Services

NBFC ROC Compliance

NBFC ROC Compliance – Overview

Every Non-Banking Financial Company (NBFC) registered under the Companies Act, 2013 must comply not only with RBI norms but also with the Registrar of Companies (ROC) requirements. ROC compliances include filing annual returns, financial statements, resolutions, and maintaining statutory records.

 

NBFCs are considered high-risk and closely regulated entities, which means non-compliance with ROC filings can lead to penalties, disqualification of directors, and even cancellation of the NBFC license by RBI. Hence, regular ROC compliance is critical for the long-term sustainability of any NBFC.

 

At Cardiff Services, we provide end-to-end NBFC ROC Compliance Services in India, ensuring your NBFC is fully compliant with both MCA/ROC and RBI regulations.

Why Choose Cardiff Services for NBFC ROC Compliance

At Cardiff Services, we know that NBFCs operate under dual compliance – RBI and ROC/MCA – making governance more complex than ordinary companies. Our team of Company Secretaries and Chartered Accountants ensures that your NBFC never misses a filing deadline and remains compliant year-round.

 

We provide full-cycle ROC compliance support including drafting, filings, record maintenance, and advisory on event-based requirements. With Cardiff Services, your NBFC compliance is handled with accuracy, professionalism, and timeliness – protecting your license and reputation.

Key Features of NBFC ROC Compliance

  • Annual Filings: Preparation and filing of AOC-4 (financial statements) and MGT-7 (annual return).

  • Board & Shareholder Filings: Filing of resolutions, DIR-12, and event-based compliances.

  • Statutory Registers: Maintenance of shareholding, directors, charges, and loan registers.

  • Secretarial Support: Drafting of board minutes, shareholder resolutions, and ROC documents.

  • Dual Compliance Advisory: Covering both MCA/ROC and RBI regulatory requirements.

  • Penalty Prevention: Avoidance of late fees, show cause notices, and director disqualification.

Documents Required for NBFC ROC Compliance

  1. Certificate of Incorporation and NBFC License (CoR from RBI).

  2. MOA & AOA of the company.

  3. PAN, TAN, and GST details.

  4. Audited financial statements of the company.

  5. Board meeting and shareholder meeting records.

  6. Details of directors (DIN, DSC, KYC).

  7. Shareholding pattern and changes (if any).

  8. ROC filings of previous years.

  9. Resolutions passed by the Board/Shareholders.

Step-by-Step Procedure for NBFC ROC Compliance

  1. Compliance Calendar Setup – Identify due dates for AOC-4, MGT-7, and event-based filings.

  2. Document Collection – Gather audited financial statements, resolutions, and registers.

  3. Drafting & Filing – Prepare statutory forms and file them on the MCA portal.

  4. Verification & Approvals – Ensure filings are acknowledged by ROC.

  5. Event-Based Compliances – File resolutions for changes in directors, auditors, shareholding, etc.

  6. Secretarial Record Maintenance – Maintain statutory registers, minutes, and resolutions.

  7. Compliance Review – Periodic check to ensure alignment with both MCA and RBI requirements.

Frequently Asked Questions

A company name search ensures that your chosen business name is unique, legally compliant, and not already registered with Companies House UK. It helps you avoid legal disputes, trademark issues, and confusion in the Cardiff business market.

If your desired name is already registered, you’ll need to choose a different name or modify it. Using a taken name could result in rejection by Companies House or potential legal issues. Our experts can help you brainstorm alternative names that are compliant and market-ready.

It’s not advisable to use a name that’s too similar to another company, especially within the same industry. Similar names can confuse customers and risk trademark disputes. A company name search helps you identify these risks early.

For a company name search in Cardiff, you may need:

  • Proposed company name

  • Business entity type (Ltd, LLP, Partnership, etc.)

  • Jurisdiction (Cardiff / UK)

  • Owner or shareholder details (if applicable)

  • Business description

A “high probability” result means your proposed company name is likely to be available, but further checks are recommended. This is why our detailed Cardiff Company Name Search Report includes both identical and similar names for clarity.

Certain words are restricted under UK law (e.g., “bank,” “insurance,” “government”). If you want to use them, you’ll need special approval from regulatory bodies. We guide you through this process if your Cardiff business requires such terms