Cardiff Services

NBFC Retainership Services

NBFC Retainership Services– Overview

Running a Non-Banking Financial Company (NBFC) in India requires continuous compliance with RBI, MCA/ROC, FEMA, Income Tax, and GST regulations. For most NBFCs, handling these complex and time-sensitive filings in-house can be costly and prone to errors. That’s where retainership services come in — a professional compliance partner manages all regulatory, secretarial, and advisory requirements on an ongoing basis.

 

At Cardiff Services, we offer NBFC Retainership Services in India, providing NBFCs with end-to-end compliance management, advisory support, and regulatory representation under a fixed retainership model. This ensures cost-effective, timely, and professional compliance without burdening internal teams.

Why Choose Cardiff Services for NBFC Retainership

At Cardiff Services, we act as your compliance partner, not just a filing agent. Our retainership model ensures that your NBFC gets dedicated, year-round support for RBI, MCA, FEMA, and tax compliance at predictable costs.

 

We provide a single-window solution covering governance, secretarial, and regulatory advisory, so your NBFC remains compliant, credible, and ready for growth. With Cardiff Services, you gain a long-term partner who safeguards your NBFC’s license and reputation.

Key Features of NBFC Retainership Support

  • RBI Compliance: Preparation and filing of NBS returns, ALM, CRILC, and prudential norms review.

  • ROC/MCA Compliance: Annual filings (AOC-4, MGT-7), event-based filings (DIR-12, PAS-3).

  • FEMA/FDI Reporting: Assistance with FC-GPR, FC-TRS, SMF, and FLA returns.

  • Taxation & GST Advisory: Filing of Income Tax returns, TDS, GST returns, and reconciliations.

  • Governance & Secretarial Support: Drafting board resolutions, minutes, and maintaining registers.

  • Representation Before Regulators: RBI, MCA, Income Tax, and GST notices and hearings.

  • Dedicated Compliance Partner: Continuous monitoring with reminders and advisory.

Documents Required for NBFC Retainership Services

  • NBFC Certificate of Registration (CoR) from RBI.

  • Incorporation documents – Certificate, MOA, AOA.

  • Audited financial statements.

  • Board resolutions and meeting records.

  • Shareholding pattern and directors’ details.

  • Previous RBI and ROC filings.

  • Policies (KYC, AML, Fair Practices Code).

  • Loan portfolio and borrower data (if applicable).

  • Tax and GST returns.

Step-by-Step Procedure for NBFC Retainership Engagement

  1. Initial Assessment – Review NBFC’s current compliance status and past filings.

  2. Scope Finalisation – Identify services covered under retainership (RBI, ROC, FEMA, Tax).

  3. Compliance Calendar Setup – Draft monthly, quarterly, and annual compliance schedule.

  4. Ongoing Filing Support – Prepare and file returns, resolutions, and disclosures.

  5. Advisory & Updates – Provide RBI/MCA circular updates and implementation support.

  6. Representation – Handle notices, queries, and inspections before regulators.

  7. Periodic Review – Quarterly review of compliance health and corrective actions.

Frequently Asked Questions

A company name search ensures that your chosen business name is unique, legally compliant, and not already registered with Companies House UK. It helps you avoid legal disputes, trademark issues, and confusion in the Cardiff business market.

If your desired name is already registered, you’ll need to choose a different name or modify it. Using a taken name could result in rejection by Companies House or potential legal issues. Our experts can help you brainstorm alternative names that are compliant and market-ready.

It’s not advisable to use a name that’s too similar to another company, especially within the same industry. Similar names can confuse customers and risk trademark disputes. A company name search helps you identify these risks early.

For a company name search in Cardiff, you may need:

  • Proposed company name

  • Business entity type (Ltd, LLP, Partnership, etc.)

  • Jurisdiction (Cardiff / UK)

  • Owner or shareholder details (if applicable)

  • Business description

A “high probability” result means your proposed company name is likely to be available, but further checks are recommended. This is why our detailed Cardiff Company Name Search Report includes both identical and similar names for clarity.

Certain words are restricted under UK law (e.g., “bank,” “insurance,” “government”). If you want to use them, you’ll need special approval from regulatory bodies. We guide you through this process if your Cardiff business requires such terms