Central KYC Registry
Central KYC Registry – Overview
The Central KYC (CKYC) Registry was introduced by the Government of India to create a centralized repository of KYC records of customers in the financial sector. Once a customer completes CKYC, their KYC details can be used across banks, NBFCs, insurance companies, mutual funds, and other financial institutions, eliminating the need for repeated verification.
For NBFCs, banks, and other reporting entities, it is mandatory to upload customer KYC records to CKYC and ensure ongoing compliance with Prevention of Money Laundering Act (PMLA) and RBI KYC Master Directions.
At Cardiff Services, we assist financial institutions in implementing CKYC processes, uploading customer KYC data, and maintaining full compliance with regulatory requirements.
Why Choose Cardiff Services for CKYC Compliance
At Cardiff Services, we help NBFCs, banks, fintechs, and other financial institutions implement CKYC effectively, ensuring smooth onboarding and full compliance. Our team assists in data validation, regulatory filings, and audit preparation, reducing risks of non-compliance and penalties.
We don’t just handle uploads—we provide end-to-end CKYC advisory and system integration support, making compliance efficient and hassle-free. With Cardiff Services, your financial institution stays compliant, trusted, and customer-friendly.
Key Features of CKYC Registry Support
Customer Onboarding Compliance: Assistance in CKYC registration during account opening or loan disbursement.
KYC Record Upload: Support in uploading client details to the Central KYC Registry.
Regulatory Alignment: Compliance with PMLA, RBI, and SEBI KYC guidelines.
Data Validation & Audit: Checking uploaded CKYC records for accuracy and completeness.
Ongoing Compliance Monitoring: Ensuring updates for changes in customer information.
System Integration: Advisory on aligning IT systems with CKYC requirements.
Documents Required for CKYC Compliance
PAN, Aadhaar, or Passport of the customer.
Proof of address (Aadhaar, utility bill, voter ID, driving license).
Recent passport-size photograph.
Customer’s mobile and email details.
FATCA/CRS declarations (if applicable).
Completed CKYC form (for financial institutions).
Entity incorporation documents (for non-individual customers).
Step-by-Step Procedure for CKYC Compliance
Customer KYC Collection – Gather documents at the time of onboarding.
Verification & Validation – Check identity, address, and financial details.
Data Upload – Upload customer records to the CKYC Registry via approved systems.
KYC Number Generation – Obtain 14-digit CKYC number for each customer.
Ongoing Monitoring – Update records in case of address, identity, or ownership changes.
Audit & Review – Periodic checks to ensure compliance with PMLA and RBI norms.
Frequently Asked Questions
A company name search ensures that your chosen business name is unique, legally compliant, and not already registered with Companies House UK. It helps you avoid legal disputes, trademark issues, and confusion in the Cardiff business market.
If your desired name is already registered, you’ll need to choose a different name or modify it. Using a taken name could result in rejection by Companies House or potential legal issues. Our experts can help you brainstorm alternative names that are compliant and market-ready.
It’s not advisable to use a name that’s too similar to another company, especially within the same industry. Similar names can confuse customers and risk trademark disputes. A company name search helps you identify these risks early.
For a company name search in Cardiff, you may need:
Proposed company name
Business entity type (Ltd, LLP, Partnership, etc.)
Jurisdiction (Cardiff / UK)
Owner or shareholder details (if applicable)
Business description
A “high probability” result means your proposed company name is likely to be available, but further checks are recommended. This is why our detailed Cardiff Company Name Search Report includes both identical and similar names for clarity.
Certain words are restricted under UK law (e.g., “bank,” “insurance,” “government”). If you want to use them, you’ll need special approval from regulatory bodies. We guide you through this process if your Cardiff business requires such terms