Annual Return of Deposits
Alteration of MoA & AoA
Every private and public company in India (excluding government entities) must file an Annual Return of Deposits in Form DPT-3 with the Ministry of Corporate Affairs (MCA) by 30th June each year. This filing includes details of deposits, outstanding loans, and any funds that do not qualify as deposits as of 31st March. The accuracy of DPT-3 is validated through the company’s auditor, ensuring compliance and transparency.
Understanding DPT-3 Filing
To safeguard the interests of creditors and depositors, the Central Government, in consultation with the Reserve Bank of India, introduced amendments through the Companies (Acceptance of Deposits) Amendment Rules, 2019. These rules make it mandatory for all companies (other than government companies) to file Form DPT-3 annually. Additionally, companies had to submit a one-time return for outstanding loans or receipts of money taken between 1st April 2014 and 31st March 2019.
At Cardiff Service, we help businesses prepare, verify, and file DPT-3 accurately, ensuring timely compliance with MCA regulations while avoiding penalties or defaults.
Features of DPT-3 Filing
Mandatory Compliance – Applicable to all companies except government entities.
Covers All Borrowings – Includes deposits, secured/unsecured loans, and other non-deposit receipts.
Annual Deadline – Must be filed every year by 30th June for the previous financial year.
Audit Validation – Filing details are cross-verified by the company’s statutory auditor.
Regulatory Protection – Helps safeguard creditors’ and investors’ interests by ensuring transparency.
Documents Required for DPT-3 Filing
Audited Financial Statements – Balance Sheet & Profit and Loss Account.
Details of Deposits – Outstanding deposits, if any.
Details of Loans – Secured & unsecured loans outstanding as on 31st March.
Certificate from Auditor – Validating accuracy of information reported.
Board Resolution – Approving filing of DPT-3 with MCA.
Other Supporting Records – Any agreements or documents related to borrowings.
Procedure for DPT-3 Filing
Data Collection – Gather financial records, deposit details, and loan statements.
Verification – Cardiff Service team cross-checks data with audited accounts.
Preparation of Form – Draft Form DPT-3 with complete disclosures.
Auditor Certification – Obtain statutory auditor’s confirmation on data accuracy.
Filing with MCA – Submit DPT-3 form online through MCA portal with DSC.
Acknowledgement – Receive filing confirmation and maintain compliance records.
Frequently Asked Questions
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If your desired name is already registered, you’ll need to choose a different name or modify it. Using a taken name could result in rejection by Companies House or potential legal issues. Our experts can help you brainstorm alternative names that are compliant and market-ready.
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For a company name search in Cardiff, you may need:
Proposed company name
Business entity type (Ltd, LLP, Partnership, etc.)
Jurisdiction (Cardiff / UK)
Owner or shareholder details (if applicable)
Business description
A “high probability” result means your proposed company name is likely to be available, but further checks are recommended. This is why our detailed Cardiff Company Name Search Report includes both identical and similar names for clarity.
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